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last shared views in D+C/E+Z in summer of 2022 as a senior project manager at the Bonn-based consultancy AFC (Agriculture and Finance Consultants).

All articles of Oliver Schmidt

Gender equality

Women are particularly disadvantaged in the informal sector

Gender equality matters in both the formal and the informal economy, for example when it comes to finance


Bringing businesses out of the informal sector

Governments and donor agencies worldwide do a great deal to strengthen the formal economy – but not all their efforts are crowned with success


Is microcredit a debt trap?

Intricate factors determine if microcredits are a success or failure


Moving forward

Financial inclusion is poor in sub-Saharan Africa, but improving thanks to formal sector banks and microfinance providers.


Tragedy in Andhra Pradesh

The reasons for the microfinance tragedy in Andhra Pradesh

Higher education

Mind the management gap

Higher education is becoming aware of microfinance's management needs

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